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The University maintains a comprehensive program of insurance to address a variety of exposures. The Compliance Program staff works closely with the Executive Cabinet, and serves as the University's primary link with brokers and underwriters to ensure that appropriate insurance coverages are obtained and renewed when required. Data on insurance market conditions, claims settlements and potential exposures are monitored on an ongoing basis, to assist in decisions on retaining financial risk (vs. transfer of risk via purchase of insurance).
The key insurance policy areas are as follows:
Property, Commercial General Liability, Automobile Liability, Commercial Umbrella Liability, Excess Liability, Accident Insurance, Travel Accident Liability, Workers' Compensation, Educator's Professional Liability, Directors and Officers Liability, Health Care Professional Liability (clinical services provided to students), Employed Counsel Professional Liability, Professional Liability for Law School Clinic services, Fiduciary Liability, Crime Insurance, and (relative to University employees), Health Insurance (including options as to HMO, POS and PPO programs), Long and Short Term Disability, Group Life Insurance and Accidental Death and Dismemberment, and Supplemental Life Insurance.